2020 Lagoon 46 – 3 Cabin Owner’s Version | Key West, Florida

A privately owned, never chartered Lagoon 46 featuring a 2,400 Ah lithium-ion house bank, 2,200 watts of solar power, upgraded onboard systems, refreshed interior and exterior upholstery, and a documented history of ongoing care and investment, making this a genuine standout among Lagoon 46s on the market.

Located in Key West, Florida, this 2020 Lagoon 46 Owner’s Version offers the highly desirable three-cabin, three-head layout combined with a substantial investment in onboard systems, comfort, and cruising capability.

Rather than standardly-equipped, this Lagoon 46 has benefited from extensive owner investment, including a major electronics overhaul, three new air-conditioning units, upgraded electrical components, new interior and exterior upholstery, and an expanded solar installation. Combined with its watermaker,  2,400 Ah lithium-ion house bank and Onan 13.5 kW generator, the vessel offers an impressive foundation for comfortable off-grid life aboard and extended cruising.  With brand new bottom paint in 2026, she's ready to go.

Privately owned and never chartered, she comes with an excellent maintenance history, with invoices and service records available to prospective buyers.

A Highly Desirable Owner’s Layout

The Lagoon 46's three-cabin Owner’s Version dedicates the entire starboard hull to a spacious private owner's suite, featuring a large ensuite head, desk, and sofa. The port hull accommodates two guest cabins, each with its own ensuite head.

The open-plan salon and galley feature panoramic windows and easy access to the cockpit, creating an inviting indoor-outdoor living space. Above, the flybridge provides an elevated helm station with lounge seating and excellent visibility underway, with entry and exit on both sides, to provide the captain with quick access. 

The expansive cockpit upscaled with teak decking, offers a dedicated dining area and refrigeration and outdoor sink, while the signature forward lounge area provides additional space to relax at anchor.  

Large aft hydraulic swim platform make access to the water convenient, and generous storage throughout supports the practical demands of extended time aboard.

Major Upgrades & Cruising Systems

This particular vessel is extensively optioned and upgraded, making her an exceptional opportunity for buyers looking to step aboard and cruise immediately.

Highlights & Features

• 3 Cabin / 3 Head Owner’s Layout
• Spacious flybridge helm station with lounge seating
• Expansive cockpit with sink, teak deck, dining table and refrigeration
• Full-beam owner’s suite with desk, sofa, and large ensuite head
• Two comfortable guest cabins with private heads
• Large aft hydraulic swim platform for easy water access
• Excellent storage throughout for long-range cruising

Sailing & Systems

• Well equipped for both performance sailing and comfortable living aboard, this Lagoon 46 includes numerous factory options and owner upgrades, providing reliability, efficiency, and ease of operation underway.
• Electronics:Top-tier B&G navigation suite, including autopilot, AIS, and radar, mirrored at the helm and nav station (replaced in 2024)
  • Zeus 3S 12” and Zeus 3S16”
  • Multiple MFDs
  • Triton Autopilot
• Power & Independence:Equipped with a robust solar array, high-capacity lithium battery bank, and a powerful generator to ensure comfort at anchor without compromise.
  • House Bank - Lithium Ion 2400 Amp Hours (serviced Oct 2024
  • Separate engine start batteries and separate generator battery
  • Solar Power - 2200 Watts & Victron MPPT150/85-MC4 VE Can system (Nov 2025)
  • Onan 13.5 Generator
• Climate Control: 6 Multi-zone reverse cycle air conditioning throughout the salon and all cabins. 

Major Upgrades & Updates

• Complete Electronics Overhaul ($22,000):* B&G Zeus plotters (12-in and 16-in)
  • New autopilot and full instrumentation
• Climate Control ($11,000): Three brand-new Dometic air conditioning units with quiet operation
• Electrical System ($7,000): New Victron Cerbo GX unit, inverter, and battery switch
• Upholstery & Canvas:* Complete new upholstery throughout (Interior and Exterior)
  • All cushions replaced 
  • New trampoline installed 
• Exterior & Hull:* Full PPF wrap with new graphics
  • New underwater lights
  • Hauled out with new bottom paint 2026
• Mechanical & Maintenance:* Complete engine service (both engines 2026)
  • Full generator service
  • Sail drives serviced
  • Rudder bearings replaced
  • Complete rigging overhaul
  • Portside electric and manual bilge pumps replaced
• Safety: Life raft certification (Valid for 3 years)
• Rigging: Running rigging replaced, standing rigging inspected and tuned 2024
• Flybridge Eisenglass enclosure replaced
• New custom-made lazy bag installed
• Solar charger controller replaced 2025 (Victron MPPT 150/85)

Never chartered - owners’ private vessel only.  Excellent maintenance history with all invoices and records available.

*Broker's note:  There is a lot to love about this vessel, and one thing stands out to me:  The owners.  Many listings say, "meticulously maintained" but I assure you, this one IS.  The owners religiously flush the engines and generator with fresh water, preventing buildup and corrosion, keeping them new, as one example of how they pamper her.  If you are in the market for a Lagoon, please do not buy one without taking a look at Acting Casual.  You will thank yourself.  - Jennifer

The Company offers the details of this vessel in good faith but cannot guarantee or warrant the accuracy of this information nor warrant the condition of the vessel. A buyer should instruct his agents, or his surveyors, to investigate such details as the buyer desires validated. This vessel is offered subject to prior sale, price change, or withdrawal without notice.